Certified Distressed Property Expert

I have recently received a new designation CDPE or Certified Distressed Property Expert. I have been trained in assisting distressed homeowners learn what there options are. If you are behind on your payments or are going to be behind on your payments due to a real hardship such as job loss, death, divorce etc... then you have options other than foreclosure.Foreclosure is the worst thing that can happen in this situation. You may be eligible to sell your house with out any out of pocket expense to you.

There are federal home modification programs that you may be eligible for to help you stay in your home or you may be able to qualify for a short sale. A short sale is where you get your lenders approval to sell your home for less than what you owe on the property. This option is far superior to a foreclosure for many reasons.

Foreclosure will be on your credit for EVER! Anytime you interview for a job and they do a credit check this will show up.  Also, the bank can sue you for the difference for what they can sell it for and what you owed. In a short sale, you will be able to sell the home for more than it would in foreclosure and there is a chance the bank will forgive you the difference! Also, you can purchase a home as soon as three years after going through a short sale. I recently had a client buy a home after I sold his home via short sale just three years ago! He was able to get low interest rates and buy a great home. Please call me if you or somebody you know is in a tough situation and needs help or e-mail me at tylerfuhr@remax.net.

GO BEARS!